Apple Pay's checkout interface in iOS 27 has been redesigned to simplify card selection. Users can now swipe between cards or view a grid of all available Apple Pay cards on the main checkout screen. This update also provides easier access to card-specific information such as rewards, balances, and pay later options.
A new partnership between Apple and American Express allows users to redeem Membership Rewards points directly within Apple Pay. When making online or in-app purchases with an American Express card, a "Use Rewards" option will appear, enabling users to apply points to cover all or part of their purchase. Points are valued at 0.7 cents each for these redemptions.
Apple is introducing "Tap to Share" in iOS 27, an extension of Tap to Pay on iPhone. This feature allows customers to connect to a participating merchant's iPhone by tapping, facilitating secure sharing of information like email, contact details, shipping addresses, and loyalty rewards. Shoppers can also view their basket in real-time and complete transactions using Apple Pay on their iPhone.
Later this year, Apple Pay will enable iPhone users to manage and reload supported debit card balances directly within the Apple Wallet interface. This new functionality aims to provide greater convenience for managing funds associated with debit cards.
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Apple Pay is receiving four new features, including a redesigned checkout interface in iOS 27, American Express rewards integration, a "Tap to Share" option for in-store purchases, and the ability to reload debit cards. These updates aim to enhance the payment experience for iPhone users by offering more flexibility and functionality.