● Covered by 1 source · 1 reportMedium impact1 neutral
Apple Pay introduces new features including redesigned interface, Amex rewards, and Tap to Share
Key points
- iOS 27 introduces a redesigned Apple Pay checkout interface for easier card switching.
- American Express rewards points can now be redeemed directly via Apple Pay.
- "Tap to Share" allows secure sharing of information and real-time basket viewing in stores.
- Users will be able to reload supported debit cards within Apple Pay.
- Most features are rolling out with iOS 27 this fall.
Redesigned Checkout Experience in iOS 27
Apple Pay in iOS 27 features a redesigned checkout interface. This update simplifies the process of switching between different payment cards during online and in-app purchases. Users can swipe between cards on the main screen or view a grid of all available cards, making it easier to manage payment options.
The new design also provides clearer visibility into card-specific information, such as rewards, balances, and pay later options, directly within the Apple Pay interface. iOS 27 is currently available in beta and is scheduled for a public release this fall.
American Express Rewards Integration
Apple and American Express have partnered to allow users to pay with American Express Membership Rewards points. When making purchases online or in apps with an American Express card, a "Use Rewards" option will appear, displaying the available points balance. Users can apply these points to cover all or part of their purchase directly within the Apple Pay checkout flow.
Points redeemed through Apple Pay are valued at 0.7 cents each. For example, 10,000 points can be redeemed for $70 towards a purchase.
New 'Tap to Share' for In-Store Shopping
iOS 27 will introduce a "Tap to Share" feature, extending the functionality of Tap to Pay on iPhone. This feature, launching this fall, enables customers to connect to a participating merchant's iPhone with a tap. This connection facilitates a personalized and faster in-store purchase experience.
Customers can securely share information such as email, contact details, shipping addresses, and loyalty rewards. They can also view items in their basket in real time to track purchases and ensure discounts are applied correctly. Shoppers can then complete the transaction on their iPhone using Apple Pay.
Debit Card Reload Functionality
Later this year, Apple Pay will allow iPhone users to manage and reload their debit card balances directly within the interface. This functionality will enable users to add money to supported debit cards either through Apple Wallet or during the checkout process using Apple Pay.
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Reporting from
Apple Pay is receiving four new features, including a redesigned checkout interface in iOS 27, integration with American Express rewards points, a "Tap to Share" option for in-store purchases, and the ability to reload debit cards. These updates aim to enhance the user experience for payments and card management within the Apple ecosystem.